Life5 + AXA: technology meets solvency.

The speed of an insurtech, the guarantee of a world-leading insurer. We joined forces to offer you the best of both worlds: Life5's technology lets you sign up and manage your policy 100% online, 100% in English, with no paperwork — while AXA, one of the largest insurers on the planet with 200+ years of history, stands behind every policy and every claim.

Family protected with AXA by Life5

What does it mean that Life5 is an AXA Managing General Agent (MGA)?

Life5 acts as a Managing General Agent (MGA, in Spanish Agencia de Suscripción). That means we design the product, manage your policy day-to-day, and give you direct, fast, English-speaking support.

Together with AXA we've designed a next-generation life insurance: a product that's uniquely flexible (change it whenever you want), more inclusive with pre-existing conditions than the market average, and backed by one of the strongest balance sheets in the industry — so when a claim needs to be paid, the money is there.

    AXA and Life5 MGA partnership logos

    The best of both worlds

    Life5's role (your experience): the tech engine that makes your life easier.

      • Distributor & manager: we're your visible face. We design the product with you in mind and handle the end-to-end administration of your policy.
      • 100% online signup: forget the waiting. Our technology lets you calculate, personalize and buy your policy from your phone in a few minutes.
      • Zero bureaucracy: we've removed the unnecessary paperwork and physical medical exams for most cases. Everything is digital, simple, transparent.
      • Modern customer support: no endless call-center menus. Talk to real people via chat, WhatsApp or phone, with close and solution-focused service.

    AXA's role (your guarantee): the financial backing that secures your future.

      • The risk carrier: AXA legally assumes the risk. Your contract is an official product guaranteed by their solvency reserves.
      • Global financial strength: you're backed by one of the companies with the highest financial capacity in the world, ensuring the capital will be there whenever it's needed.
      • Payout guarantee: absolute certainty that, in case of a claim, the indemnities are covered by the strict protocols and reserves of a world leader.
      • A century of experience: you're protected under the umbrella of an institution with centuries of history and presence in more than 50 countries.

    Life5 AS, S.L. is authorized by the Spanish Dirección General de Seguros y Fondos de Pensiones (DGSFP) to operate as Managing General Agent (Agencia de Suscripción) of AXA Aurora Vida, S.A. under administrative key C0711.

    • Authorized entity: Life5 AS, S.L.
    • Role: Managing General Agent (MGA)
    • Risk carrier: AXA Aurora Vida, S.A. de Seguros y Reaseguros
    • Regulator: Dirección General de Seguros y Fondos de Pensiones (DGSFP)
    • Administrative key: C0711
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    Fast, no middlemen

    Personalized product

    Dedicated advice

    Detailed information

    No paperwork

    Innovation

    Final price in 1 minute

    €1/mo for the first 3 months

    I want my policy with AXA by Life5

    Great decision! Here are the simple steps — 100% online, 100% in English, and designed for the whole family.

    Life5 signup process

    Have questions or need help?

    Life5 has English-speaking life insurance experts ready to walk you through the process and answer any questions.

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    By email

    Send us an email at ayuda@life5.com with your details, ID and a short description of your question.

    By phone

    Call us for free at 911 984 986.

    Frequently asked questions — AXA by Life5

    Who actually pays the claim?

    Is it more expensive to buy AXA through Life5?

    Who do I call if I have an issue with my policy?

    Will I receive official AXA documentation?